Delaware Chapter 13
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How to Make Payments
NEW: Online Payments:
TFS provides easy to use online payment option for your monthly bankruptcy payments. With automated payments, reminders, and the ability to make bankruptcy payments from the comfort and security of your home, TFS Bill Pay is a good choice.
Visit www.TFSbillpay.com or call 1-888-729-2413 to set up your online payments.
Click here for TFS Online Bill Pay.
Wage Orders:
It is required that you have a wage deduction with your employer. Your
plan payment will be automatically deducted and forwarded to our
office. Depending upon your pay periods, the payment can be spread out.
The automatic deduction saves time and effort since you do not have to
obtain money orders and mail them to our office each month. Your
payroll records keep an accurate record of your payments. We have found
that many successful Chapter 13 plans are completed by wage deductions.
If you are self employed or receive retirement income, your payments
will be due on the 15th of each month.
Click here for our payment address.
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Consumer Credit
You should not
enter into any credit or loan agreements during your Chapter 13
Bankruptcy. If unforeseen circumstances require you to seek credit, you
must obtain permission of the Trustee.Please call in advance to
receive the necessary application forms.
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Discharge and Credit Reports
Upon successful completion of your Chapter 13 plan, you
will receive a Discharge, which is an Order of the Bankruptcy Court. Once that
is obtained, it should be noted on your credit report. If you desire, we will
gladly share your accomplishments with the local credit bureau and assist you in
providing information to help re-establish your credit.
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